If you are injured at work in New Jersey, your employer’s workers’ compensation insurance policy should cover the cost of your medical care and your lost wages. However, in some cases, a workers’ compensation insurance provider may dispute or deny a claim unfairly. If you have been denied these benefits, you need to consult an experienced New Jersey workers’ compensation attorney.
About New Jersey Workers’ Compensation Cases
The New Jersey workers’ compensation insurance program exists to provide for workers who become injured on the job or develop an illness directly related to their employment. This program also provides death benefits in the event that a worker dies because of a work-related illness or injury.
Benefits are available to injured or ill workers regardless of who was at fault for the incident. However, when covered by a workers’ compensation policy, a worker cannot bring a civil lawsuit against his or her employer, unless the act was intentional.
Workers’ Compensation Disputes and Denials
If you are injured at work, you can file a claim with your employer’s workers’ compensation insurance provider to receive benefits. However, if the employer or the insurance carrier disputes your claim, you may not receive the benefits you need immediately. In most cases, disputes result because the employer or the insurance carrier takes issue with the severity of the injury or the type of medical treatment prescribed. Disputes may also occur if the employer or insurance carrier doesn’t believe that the injury or illness was work-related.
In the event of a dispute, you can file a claim petition, or you can request an informal hearing. At this hearing, representatives from the Division of Workers’ Compensation will hear both sides of the case and determine whether you are entitled to benefits.
Contact a New Jersey Workers’ Compensation Attorney
If you are involved in a workers’ compensation dispute, you need an attorney who understands New Jersey law and can help you build a strong case. Philip L. Faccenda has many years of experience representing claimants in workers’ compensation disputes. With his help, you can be sure that you fight aggressively for the benefits you need and deserve. Please contact Faccenda Law Firm, LLC, today to learn more about your options or to schedule a consultation.